PM Mudra Loan Yojana: The Prime Minister of our country has implemented many schemes for all the people of the country, the benefits of which are being taken by the countrymen. Prime Minister Shri Narendra Modi has launched many schemes especially for the poor of the country, due to which the poor have got many facilities. The scheme that we have brought today is started by Modi ji, the name of this scheme is Pradhan Mantri Mudra Loan Scheme, it will also benefit all the people of the country.
Under this scheme, people who want to start their own business will be given business loan through this scheme, which will help them to set up the business. If you want to get all the information about this scheme then you have complete information of this article, from it you will get benefits, eligibility, documents and other information of this scheme and you can apply easily.
PM Mudra Loan Yojana
|યોજના નું નામ
|પ્રધાનમંત્રી મુદ્રા લોન યોજના
|ક્યારે શરૂ કરવામાં આવી
|8 એપ્રિલ 2015
|કોના દ્વારા શરૂ કરવામાં આવી
|પ્રધાનમંત્રી શ્રી નરેન્દ્ર મોદી
|રૂ. 50000 થી રૂ. 1000000
|દેશના નાગરિકોને નવો વ્યવસાય, ધંધો માટે લોન
There are many people in the country who want to set up their own business but due to lack of money they cannot start their own business. That is why the government has started this scheme to help them by providing loans on interest. Its interest rate is not fixed and the loan repayment period is also extended. For this, the government has made a budget of 3 lakh crores.
Purpose of Pradhan Mantri Mudra Loan Yojana
The main objective of this scheme is that people who want to set up their own small business will be given business loan through this scheme. Because many people want to establish their own business but due to lack of money they cannot establish their own employment. That is why the government has started giving loans to those people through Pradhan Mantri Mudra Loan Yojana.
Three types of loans can be availed through PM Mudra Loan Yojana,
Shishu Loan – Upto 50 thousand,
Kishore Loan – 50 thousand to 5 lakh and
Tarun Loan – 5 Lakh to 10 Lakh,
Thus under all three types of loans from Rs.50000 to Rs. Loans up to 1000000 can be availed. So you can borrow as much money as you want through one of these loans
Benefits of Pradhan Mantri Mudra Loan Yojana
If you want to apply for Pradhan Mantri Mudra Loan Yojana, definitely check the benefits given here as applying will give you all the benefits below.
Through PM Mudra Loan Yojana, people of the country can take loans from it to set up small businesses.
Citizens who apply through the Mudra Loan Scheme will get a card that will enable them to spend their business.
Under this scheme, any citizen of the country can take a business loan, that too without any collateral.
This will not incur any charges and the loan repayment period can also be extended.
Collateral Free Loan – No collateral or security is required from the borrower by banks/NBFCs
Concessional rates for women entrepreneurs
Loans covered under credit guarantee schemes from Govt. of India
Term loans, working capital loans and overdraft facilities can be availed
All non-agricultural enterprises, i.e. small or micro enterprises engaged in income generating activities can avail Mudra loan.
SC/ST/minority category people can also avail Mudra loan at special interest rate.
Eligibility for Pradhan Mantri Mudra Loan Scheme
If you want to apply for PM Mudra Loan Yojana, you have to check the eligibility first, if you are eligible for this scheme then you can apply.
Applicant must be a resident of India.
Applicant should be above 18 years of age.
The applicant should not be a defaulter in any bank under this.
The applicant must have some required documents.
Documents for Chief Minister Mudra Loan Scheme
Passport size photograph of the applicant
Permanent address of the applicant
Three year balance sheet
Income Tax Return Air Self Tax Return
Started business and establishment certificate
Pradhan Mantri Mudra Loan Yojana Apply Online
If you want to apply for PM Mudra Loan Yojana, you have to first go to its official website, which will open its home page in front of you.
At the bottom of this home page, you have to click on Shishu Loan, Kishore Loan and Tarun Loan, from which you need a loan.
On clicking, you have to download and print out the form for PM Mudra Loan Yojana.
Then all the information asked in the application form has to be filled correctly.
After that attach all the documents along with the application form and submit it to your nearest bank.
After verification of your application, you will get the loan
PM Mudra Loan Yojana Helpline/Customer Care No