Pradhan Mantri Jan Dhan Yojana : How To Open Account Pradhanmantri Jan Dhan Yojana, Loan

(How To Open Account Pradhanmantri Jan Dhan Yojana, Loan)(online Apply, Form Download, Debit Card, Toll Free Number, Documents, benefits) How To Check Balance

Scheme Name	Pradhan Mantri Jan Dhan Yojana
started by	by the Indian central government
Beneficiary	citizens of the country
when was it started	Year 2014
helpline number	18001801111, 1800110001

Pradhan Mantri Jan Dhan Yojana is a financial inclusion program launched by the Government of India on 28 August 2014. The objective of the scheme is to provide access to financial services like banking, insurance and pensions to the economically disadvantaged sections of the society. The scheme was announced by Prime Minister Narendra Modi during his first Independence Day speech on 15 August 2014.

Under the scheme, accounts can be opened with a zero balance and an overdraft facility of up to ₹5,000 is available after six months. The scheme has been successful in creating awareness about financial inclusion and has also helped in reducing the number of households without a bank account. As of March 2019, over 37 million accounts had been opened under the scheme.

What is PM Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana (PMJDY) is financial inclusion program of the Government of India that aims to expand and make sustainable access to banking and financial services in an affordable manner. The scheme was launched on 28 August 2014 by Prime Minister Narendra Modi. As of March 2019, 381 million bank accounts have been opened under the scheme.

Under the PMJDY scheme, every household in India is entitled to open a basic savings bank deposit account with a public sector bank, private sector bank, co-operative bank or regional rural bank. The account comes with a RuPay debit card and an accidental insurance cover of ₹1 lakh (US$1,400). The account can be opened with zero balance. No minimum balance is required to maintain the account. Deposits in these accounts are eligible for interest payments from banks.

PradhanMantri Jan Dhan Yojana Objective

Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on 15 August 2014 with the objective of providing universal access to banking facilities to all Indian citizens, especially those from disadvantaged and low-income groups. The scheme also aims to promote financial inclusion by ensuring that everyone has a bank account and access to credit.

PM Jan Dhan Yojana is part of the government’s larger goal of inclusive growth and development, which seeks to ensure that all sections of society benefit from economic growth and are not left behind. In this regard, the PMJDY is an important step towards achieving financial inclusion for all Indians.

Under the scheme, every Indian citizen can open a basic bank account with any bank branch across the country. This account comes with a debit card and an overdraft facility of up to Rs. 5,000. Account holders can also avail other banking services such as direct deposit of government benefits, life insurance cover, and accident insurance cover.

Since its launch, over 34 crore accounts have been opened under the PMJDY. The scheme has helped increase financial inclusion in India and has empowered millions of people who were previously excluded from the formal banking system.

PradhanMantri Jan Dhan Yojana Features 

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program that was launched by the Government of India on 28 August 2014. The scheme aims to provide access to financial services like banking, insurance and pension to all Indian citizens, especially the rural and urban poor. As of March 2019, over 38 crore bank accounts had been opened under the scheme and over Rs 1.3 lakh crore had been deposited in these accounts.

PMJDY scheme has several features that make it an inclusive and holistic financial inclusion program. Some of these features are:

1. NoMinimum Balance: One of the main features of the PMJDY scheme is that there is no minimum balance requirement for opening a bank account under the scheme. This makes it accessible to even those with very low incomes.
2. Zero Balance Accounts: Another key feature of PMJDY is that account holders are not required to maintain a minimum balance in their account. This ensures that even those with low incomes can maintain a bank account without having to worry about meeting any minimum balance requirements.
3. Access to Basic Banking Services: All account holders under PMJDY have access to basic banking services like savings accounts, deposit accounts, ATM/Debit cards, mobile banking, etc. This gives them access to a range of financial services that they can use for their everyday needs.
4. Insurance Cover: All account holders under PMJDY are automatically

How To Open Account Pradhanmantri Jan Dhan Yojana

Pradhanmantri Jan Dhan Yojana is a financial inclusion program launched by the Indian government in August 2014. The scheme aims to provide universal access to banking facilities by opening up bank accounts for all citizens of India, especially for those who are economically disadvantaged.

To open an account under the scheme, you will need to visit your nearest bank branch and fill out an application form. You will need to provide your personal details as well as some proof of identity such as your PAN Card or Aadhar Card. Once your application is approved, you will be given a account number and debit card.

You can use your account to save money, make payments and receive benefits from various government schemes. The account comes with an inbuilt accident insurance cover of Rs 1 lakh and a life insurance cover of Rs 30,000. You can also avail of other facilities such as direct benefit transfers, mobile banking and RuPay ATM-cum-Debit card.

Pradhan Mantri Jan Dhan Yojana Online Apply

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program that was launched by the Prime Minister of India, Narendra Modi, on 28 August 2014. The scheme aims to provide universal access to banking facilities by providing every Indian citizen with a bank account. The PMJDY accounts are free of charge and come with a debit card and an accidental insurance cover of Rs 1 lakh.

To open a PMJDY account, one needs to submit KYC documents such as Aadhaar card, PAN card, and passport size photograph to any branch of a participating bank. Once the account is opened, the account holder can use it for various financial transactions such as receiving direct benefit transfers, availing government schemes, etc.

One can apply for the PMJDY scheme online by visiting the website of any participating bank.

PradhanMantri Jan Dhan Yojana Benefits 

PradhanMantri Jan Dhan Yojana (PMJDY) is a financial inclusion programme that aims to provide access to financial services, including banking accounts and credit, to all Indian citizens. The scheme was launched in August 2014 with the goal of providing universal access to banking facilities by 2020. As of March 2019, over 37 million bank accounts had been opened under the scheme.

The PMJDY has a number of benefits for account holders, including:

• A life insurance cover of INR 30,000 (approximately USD 425)
• An accident insurance cover of INR 1 lakh (approximately USD 1,400)
• A RuPay debit card, which can be used to make cashless transactions and withdraw cash from ATMs
• Overdraft facility of up to INR 5,000 (approximately USD 70), which can be availed after six months of account opening

PradhanMantri Jan Dhan Yojana: In addition to the above benefits, the PMJDY also provides an opportunity for account holders to save money and build up a financial cushion. By encouraging account holders to regularly deposit money into their accounts, the scheme provides them with a safe and convenient way to save money. Moreover, as the interest earned on deposits is often higher than what is charged on loans or other credit products, account holders can use their savings to earn additional income.

PM Jan Dhan Yojana Eligibility

PradhanMantri Jan Dhan Yojana (PMJDY) is a National Mission for Financial Inclusion to ensure access to financial services, namely Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, and Pension in an affordable manner.

The scheme was launched on 28th August 2014. PMJDY is open to all Indian residents above the age of 10 years. A person can have only one account under this scheme in any one bank branch. The account can be opened in any bank branch or Business Correspondent (BC) outlet.

Under the PMJDY scheme, every eligible household will be provided with a Bank Account and a Rupay Debit Card. An overdraft facility of Rs. 5,000 will also be available after six months of operation of the account subject to satisfactory credit history.

PM Jan Dhan Yojana Documents 

To open a bank account under the Pradhan Mantri Jan Dhan Yojana, you will need to submit the following documents:

1. Proof of identity: Aadhaar card/PAN card/voter ID card/passport
2. Proof of address: Aadhaar card/ration card/passport/utility bill
3. Photograph
4. Self-attested KYC documents

PM Jan Dhan Yojana Official Website (ઓફ્સીઅલ વેબસાઈટ)

PradhanMantri Jan Dhan Yojana is a flagship financial inclusion program of the Government of India. The program was launched on 28 August 2014 by Prime Minister Narendra Modi. The objective of the program is to ensure access to financial services, including banking accounts and credit, for all Indian citizens. As of March 2019, over 38 crore bank accounts have been opened under the scheme and over Rs 1.3 lakh crore has been deposited in these accounts.

Official Website

PradhanMantri Jan Dhan Yojana official website provides detailed information about the program, including its objectives, benefits, and how to open a bank account under the scheme. The website also provides updates on the progress of the scheme and lists various government initiatives to promote financial inclusion in India.

PM Jan Dhan Yojana Application Form

PradhanMantri Jan Dhan Yojana (PMJDY) is a financial inclusion program that was launched by the Government of India in August 2014. The scheme aims to provide universal access to banking facilities by providing each household with a bank account and an ATM/debit card. The PMJDY application form can be obtained from any branch of banks participating in the scheme.

To open a bank account under the PMJDY scheme, applicants need to fill out the PMJDY application form and submit it along with KYC documents at a participating bank branch. The applicant will then be issued a bank account number and an ATM/debit card.

There is no minimum balance requirement for PMJDY accounts and account holders are entitled to a range of benefits, including accident insurance cover, life insurance cover, and interest-free overdraft facilities up to Rs. 5,000.

How to Check Balance

To check your account balance under the PradhanMantri Jan Dhan Yojana, you can either visit your nearest Jan Dhan bank branch or ATM, or check your balance online through the official website of the scheme.

If you are checking your balance at a bank branch or ATM, you will need to provide your 12-digit Jan Dhan account number. Once you have provided your account number, the machine will generate a slip with your current account balance.

If you wish to check your balance online, you will first need to log in to your account using your User ID and password. Once you have logged in, you will be able to see your current account balance on the homepage of your account.

Helpline Number 

PradhanMantri Jan Dhan Yojana (PMJDY) was launched on 28th August, 2014. It is a National Mission for Financial Inclusion encompassing an integrated approach to bring about complete financial inclusion of all households in the country. The scheme envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension facilities.

The PMJDY has a dedicated helpline number – 1800115110 – which can be accessed by account holders for any queries or assistance related to the scheme. The helpline is operational from Monday to Friday, 9am to 6pm.

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