Those who invest money in this scheme will get 65 lakh rupees, marriage and education can be spent anywhere.

Sukanya Samriddhi Yojana 2023: From time to time the government comes up with such schemes for the convenience of people, where your money is safe and you get excellent returns. The government has implemented a scheme for your daughter, through which you can be completely free from the worry of your daughter’s education and marriage. The name of this scheme is Sukanya Samriddhi Yojana. In this scheme, you will get Rs 65 lakh on an investment of just Rs 250. In this scheme you also get the benefit of compounding. Let us tell you about this plan.

What is Sukanya Samriddhi Yojana?

Sukanya Samriddhi Yojana is a scheme created by Govt. This plan is specially designed for your beloved daughter. In which you can secure your daughter’s future. In this scheme you can open an account with a small amount. In this scheme you can gradually deposit money in your daughter’s name by opening an account.

Who can apply?

Under Sukanya Samriddhi Yojana, a girl child below 10 years of age can open an account by her parents. In this you can open an account with an investment of just 250 rupees. You can open an account in any bank or post office. In this you get interest at the rate of 7.6 percent. Only one account can be opened in the name of girl child. Accounts can be opened only for 2 female children in a family, more than 2 accounts can be opened in case of twins/triplets.

How much interest is earned?

The interest payable on Sukanya Samriddhi Yojana is decided by the government. This earns you 7.6 percent interest. You can deposit a maximum of Rs 1.50 lakh in this scheme. You can withdraw money from the account only after the daughter completes 18 years or passes 10th standard. This also gives you exemption on income tax.

How to get 65 lakh rupees

In this scheme, if you invest Rs 250 per day, you deposit Rs 12,500 per month and in a year you invest Rs 22.50 lakh. After 15 years i.e. on maturity of your daughter’s age of 21 years you will get Rs 65 lakh. In this you will get interest of around 41.15 lakh rupees.

Documents required for Sukanya Samriddhi Yojana

  1. Identity card of mother and father
  2. Daughter’s Aadhaar Card
  3. Bank account passbook opened in daughter’s name
  4. Passport size photograph of daughter
  5. Mobile Number

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