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How to Apply for Ayushman Bharat Card Online in 2025: Step-by-Step Guide to Get Free Health Coverage Up to ₹5 Lakh

Learn how to apply for the Ayushman Bharat PMJAY card online in 2025. Get free health insurance up to ₹5 lakh for your family. Step-by-step guide, eligibility, and download process explained.

✅ What is the Ayushman Bharat Card?

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship health insurance scheme launched by the Government of India. It provides free health coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization.

The Ayushman Card is your digital identity to avail these benefits at empanelled government and private hospitals across India.


🎯 Key Features of the Ayushman Bharat Card

  • 🏥 Coverage: Up to ₹5 lakh per family per year
  • 👨‍👩‍👧‍👦 Beneficiaries: 12+ crore families (as per SECC 2011 data)
  • 💊 Includes: Pre-hospitalization, post-hospitalization, diagnostics, medicines
  • 🏛️ Hospital Network: 25,000+ empanelled hospitals
  • 📱 Paperless Process: e-card based, Aadhaar-linked
  • 🌐 Valid Across India at PMJAY hospitals

📝 Eligibility for Ayushman Bharat Card

To be eligible, your family should be listed in the SECC-2011 (Socio-Economic Caste Census) database or meet the following criteria:

  • Daily wage laborers, street vendors, domestic workers
  • SC/ST households, landless laborers
  • Families without an adult (16–59 age group)
  • Homeless families, tribal populations
  • Manual scavengers or people in similar occupations

Note: Urban and rural categories are both included under eligibility filters.


📲 How to Apply for Ayushman Bharat Card Online in 2025?

You can easily apply for the Ayushman card using a smartphone or computer. Follow these steps:


Step-by-Step Guide:

✅ Step 1: Visit the Official PMJAY Portal

Go to https://bis.pmjay.gov.in

✅ Step 2: Click on “Am I Eligible?”

Enter your mobile number and select your state to verify if you are eligible.

✅ Step 3: Search by Name or Ration Card Number

Enter details like name, ration card number, or Aadhaar to check your family listing.

✅ Step 4: Visit Nearest CSC / PMJAY Kendra

If eligible, visit the nearest Common Service Center (CSC) or Ayushman Mitra Kendra with your documents:

  • Aadhaar Card
  • Ration Card
  • Mobile Number
  • Passport Size Photo

✅ Step 5: Ayushman Card Registration & e-KYC

Your eKYC will be done using Aadhaar. After verification, your Ayushman card will be generated and printed.

✅ Step 6: Download Ayushman Card

You can download your card from the official website or DigiLocker once generated.


🏥 How to Use the Ayushman Card at Hospitals?

  1. Go to any empanelled PMJAY hospital
  2. Show your Ayushman card and Aadhaar
  3. No need to pay — treatment is cashless
  4. Hospital will claim expenses directly from PMJAY

📄 Documents Required for Ayushman Card Application

  • Aadhaar Card
  • Ration Card
  • Mobile Number
  • Passport-size photo
  • SECC-2011 listing (if applicable)

⚠️ Important Tips

  • Always verify your name in the PMJAY list before applying.
  • Don’t pay any agent — the application is free of cost.
  • Keep your mobile number updated for OTP and card download.
  • You can also download the ‘Ayushman Bharat’ mobile app for updates.

📌 Conclusion

The Ayushman Bharat Card is a revolutionary step toward universal health coverage. With ₹5 lakh insurance per family per year, it provides a lifeline to crores of Indian families. If you’re eligible, don’t wait — apply online or visit your nearest CSC and secure your family’s health.


🔍 Frequently Asked Questions (FAQs)

Q1: Is the Ayushman Bharat card free?
Yes, applying for the card is completely free.

Q2: Can I apply without Aadhaar?
Aadhaar is mandatory for e-KYC and card issuance.

Q3: Where can I download my Ayushman Card?
From https://bis.pmjay.gov.in or DigiLocker app.

Q4: How to check hospital list under Ayushman Bharat?
Visit https://hospitals.pmjay.gov.in and search by district.

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