LIC Money Back Plan 2025: Invest Just ₹150 Daily to Get ₹19 Lakh with Regular ReturnsLooking to build wealth safely with guaranteed returns? LIC’s Money Back Plan could be your answer! With an investment of just ₹150 per day, you can receive returns up to ₹19 lakh along with periodic money back benefits. In this article, we explain how this plan works, who should invest, and how to apply for it.
What is LIC Money Back Plan?
The LIC Money Back Policy is a non-linked, participating life insurance plan that provides both savings and insurance. The unique feature is that it offers money back at regular intervals instead of a lump sum at maturity only.
✅ Example Plan:
- Daily Investment: ₹150
- Monthly Investment: ₹4,500
- Policy Term: 25 years
- Maturity Amount: ₹19+ Lakh (approx, including bonuses)
👉 Learn about LIC Jeevan Labh Plan
Key Features of LIC Money Back Plan
- ✔️ Survival Benefits at regular intervals
- ✔️ Tax-free returns under Section 10(10D)
- ✔️ Life cover throughout the term
- ✔️ Loan facility available
- ✔️ Bonuses declared annually
How Do Periodic Returns Work?
During the policy term, the insured gets a percentage of the sum assured every 5 years. The final lump sum (with bonus) is paid at maturity.
Sample Benefit Schedule:
| Policy Year | Benefit Payout |
|---|---|
| 5th Year | 15% of Sum Assured |
| 10th Year | 15% of Sum Assured |
| 15th Year | 15% of Sum Assured |
| 20th Year | 15% of Sum Assured |
| 25th Year | Remaining + Bonus |
👉 See how to earn from LIC policy in 2025
Who Should Invest in This Plan?
This LIC policy is ideal for:
- Salaried individuals wanting safe returns
- Parents planning for children’s future
- Those seeking periodic liquidity + insurance
How to Apply for LIC Money Back Plan?
You can apply in 3 easy steps:
- Visit nearest LIC branch or connect with an LIC agent
- Provide KYC documents and health details
- Choose sum assured, term, and payment frequency
You can also apply online via LIC’s official portal.
👉 How to buy LIC policy online in 2025
LIC Money Back Plan Calculator (₹150 Daily)
Let’s estimate the return:
- Daily: ₹150
- Yearly: ₹54,750
- Total (25 Years): ₹13,68,750
- Total Returns: Approx ₹19,00,000 (including survival benefits + final bonus)
Conclusion
LIC’s Money Back Plan is a great combination of insurance protection and timely returns. With just ₹150 daily, you get peace of mind, life cover, and ₹19 lakh over 25 years!
💬 Want to know more? Ask your LIC agent about LIC’s 25-Year Money Back Policy or check out LIC Policy for Child Education 2025
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