Month: January 2023 - Ojas Yojana

Ration Card Check (BPL List)

Ration Card Check : Check whether your name is in the new BPL list or not, this way

January 30, 2023January 30, 2023 admin 0 Comments

Ration Card Check BPL List Gujarat 2021 @ses2002.guj.nic.in Below poverty line is an economic measure used by the Government of

LIC’s New Children’s Money Back Plan

LIC’s New Children’s Money Back Plan : Invest minimum in the scheme, and get Rs 10 lakh on maturity.

January 30, 2023January 30, 2023 admin 0 Comments

LIC’s New Children’s Money Back Plan LIC’s New Children’s Money Back Plan: Life Insurance Corporation of India has come up

Aadhar Card Recruitment 2023

Aadhar Card Recruitment 2023 – Apply Online for Various Post.

January 30, 2023January 30, 2023 admin 0 Comments

Aadhaar Card Recruitment 2023 – Unique Identification Authority of India (UIDAI) has released latest jobs recruitment notification for Regional Officers

Registration information in e Kutir Portal

Registration information in e Kutir Portal @e kutir.gujarat.gov.in

January 28, 2023January 28, 2023 admin 0 Comments

kutir.gujarat.gov.in | Mky portal HTTP e kutir Gujarat gov in, e kutir.gujarat.gov.in registration, e-kutir portal, e kutir.gujarat.gov.in online apply, E

Bal Jeevan Bima Yojana 2023

Bal Jeevan Bima Yojana 2023 : Get one lakh by depositing Rs 6 daily

January 28, 2023January 28, 2023 admin 0 Comments

Bal Jeevan Bima Yojana 2023 As a parent, it’s natural to worry about your children’s future, especially in today’s economic

SBI SME Smart Score Loan Yojana: Starting and growing a small or medium-sized business in the manufacturing, trading or service sector can be a challenging task. However, with the help of SBI's SME Smart Score Loan Scheme, MSME units can now access the required funds to achieve their goals. The scheme allows for easy loan access ranging from Rs 10-50 lakh, to meet any financing need, making it easier for business owners to focus on what they do best: growing their business. In this article, we will learn about the details of SBI's SME Smart Score Loan Yojana and how it can help small and medium businesses take their operations to the next level. Who will benefit from SME Smart Score Loan Scheme? (SBI SME Smart Score Loan Yojana) The SME Smart Score Loan Scheme from State Bank of India is designed to benefit Small and Medium Enterprises (SMEs) in the manufacturing, trading and service sectors. The scheme provides cash credit/term loan facility for working capital requirements or for purchase of fixed assets. The loan facility is available to public/private limited companies, partnership firms or individuals in the MSME sector, with a minimum of Rs. 10 lakhs and a maximum of Rs. The loan amount is 50 lakhs. The scheme also includes a margin of 20% for working capital and 33% for term loans. As per information available on SBI website, Chief Promoter/Chief Executive of a business can apply for SME Smart Score Working Capital/Term Loan. Age limit of applicant is between 18 years to 65 years. Interest rates linked to EBLR The interest rates for SME Smart Score loans offered by State Bank of India (SBI) are linked to the Bank's External Benchmark Lending Rate (EBLR). This means that eligible borrowers will be able to avail loans at very competitive rates. SBI's EBLR is currently set at 8.90%+CRP+BSP from 15 December 2022, but is subject to change by the bank. It is important to note that the actual loan interest rate will be determined during the loan application process, and more accurate information can be obtained from SBI during the application process. As per the information provided on the SBI website, the SME Smart Score Loan Scheme includes the following terms and conditions: The working capital loan will be reviewed every two years. A term loan/dropline OD has a repayment period not exceeding 7 years, followed by a moratorium of 6 months. All types of loans will be reviewed annually. Collateral is not required for this scheme. All loans will be covered under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). Borrowers will be required to pay a guarantee fee. Fees and charges on these loans may be 0.40% of the loan amount. It is important to note that these terms and conditions are subject to change and the most accurate information can be obtained from SBI during the application process. Loan repayment within what time As per the information provided on the SBI website, the repayment period for SME Smart Score Loan Scheme is as follows: The working capital loan will be reviewed every two years and the repayment schedule will be discussed during the review. A term loan/dropline OD has a repayment period which should not exceed 7 years, and after that, a moratorium of 6 months can be availed, during which no repayments are due. All types of loans will be reviewed annually to ensure that the borrower is on track with the repayment schedule. It is important to note that loan repayment terms may vary and the most accurate information can be obtained from SBI during the application process.

SBI Yojana: Up to 50 lakh loans will be available under this scheme, business will get a boost!

January 28, 2023January 28, 2023 admin 0 Comments

SBI SME Smart Score Loan Yojana: Starting and growing a small or medium-sized business in the manufacturing, trading or service

TATA Capital Personal Loan

TATA Capital Personal Loan : Get an instant personal loan of ₹40,000 – ₹35 lakh with ease

January 28, 2023January 28, 2023 admin 1 Comment

TATA Capital Personal Loan offers solutions for financial needs in daily life. Whether it’s handling unexpected expenses or starting a

LIC Golden Jubilee Scholarship 2023

LIC Golden Jubilee Scholarship 2023 : Last Date, Apply Online @licindia.com

January 28, 2023January 28, 2023 admin 0 Comments

Are you a recent high school graduate with a GPA of 60% or higher? Are you planning to continue your

Union Bank of India Recruitment 2023.

Union Bank of India Recruitment 2023

January 27, 2023January 27, 2023 admin 0 Comments

Union Bank of India Recruitment 2023 Union Bank of India Recruitment 2023: Union Bank of India will appoint eligible candidates

Pradhan Mantri Jan Arogya Yojana 2023 | Ayushman Bharat Yojana

January 27, 2023January 27, 2023 admin 0 Comments

Pradhan Mantri Jan Arogya Yojana 2023 Under this scheme, PM Jan Arogya Yojana is being implemented, in which the beneficiaries

← Previous