Can you get Rs 10 thousand per month if you are married? Know full details
Everyone worries about old age. If you are also looking to invest in a safe place to protect your retirement, you can invest money in the government’s Atal Pension Scheme (APY).
Even today many schemes are run by the government about which a large number of people do not know anything. Today we are going to tell you about one such scheme being run by the government.
Everyone worries about old age. If you are also looking to invest in a safe place to protect your retirement, you can invest money in the government’s Atal Pension Scheme (APY).
Under this scheme, husband and wife can get a pension of Rs 10,000 per month by opening separate accounts. This plan has many other benefits. The term “Pension” is used for money received after retirement from employment. In such a situation, many people believe that pension facility can be availed only after working.
If you also believe that, then let us tell you that you can get pension even without a job. It is not necessary that you work somewhere for pension (National Pension System). Even if you do your daily paid work i.e. daily wage laborer or have your own business, you can still enjoy pension in old age.
Let it be known that the scheme of providing pension of 10 thousand rupees in an investment of only 210 rupees is being run by the central government of Modi. This scheme (Atal Pension Yojana) is operational in the country since 2015, if you are also married then you can apply and take advantage of the scheme. Under the scheme of Government of India, both husband and wife are also eligible for this scheme. They only need to be citizens of India. Under the scheme, the eligible people can get a pension ranging from one thousand to 10,000 thousand rupees.
Let it be known that the Atal Pension Scheme was launched in the year 2015. At that time it was launched for people working in the unorganized sector, but now any Indian citizen between the ages of 18 and 40 can invest in the scheme. Also, one can take advantage of the pension scheme. Those who have an account in a bank or post office can easily invest in it. In this scheme, the depositors start getting pension after 60 years.
What is Atal Pension Scheme?
Atal Pension Yojana is a government scheme in which the investment you make depends on your age. Under this scheme, you can get a minimum of Rs. 1,000, Rs. 2000, Rs. 3000, Rs. 4000 and a maximum of Rs. 10000 can get monthly pension. This is a safe investment in which you need to have a savings account, Aadhaar number and mobile number if you want to register.
Benefit of the scheme
Under this scheme people between 18 to 40 years can enroll themselves in Atal Pension Scheme. For this, the applicant must have a savings account in a bank or post office. Also keep in mind that you can have only one irrevocable pension account. The sooner you invest under this scheme, the more benefits you will get. If a person joins the Atal Pension Scheme at the age of 18, after the age of 60, he has to deposit only Rs 210 per month for a monthly pension of Rs 5000 per month.
Let us tell you that in case of premature death of a person involved in this scheme, there is also a provision to continue the benefit to his family. In case of death of a person belonging to Atal Pension Yojana, there is a provision to give pension to his wife. On the other hand, if the wife dies, there is also a provision to give pension to the children in such a situation.