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How to get loan from IDBI Bank? Documents, eligibility and interest rate for loans from IDBI Bank

In today’s time inflation has increased so much that people have to take loans frequently to meet their needs. In such a situation, IDBI Bank provides you loan facility very easily. IDBI is a private banking institution, which provides loan facility to its customers in a very short time with some necessary conditions.

In this, a customer can take a loan as per his requirement by fulfilling some terms and conditions of the bank, after which he can repay the loan easily with a simple interest rate. If you are also thinking of taking a loan to meet your needs, this article is giving you information about how to get a loan from IDBI Bank and the documents, eligibility and interest rate for a loan from IDBI Bank.

IDBI Bank Loan Types

IDBI Bank offers you a wide range of loan facilities. In this, you can take a loan related to the need you want to fulfill, the loans provided by IDBI Bank are as follows: –

Home Loan, Pradhan Mantri Awas Yojana.

Auto Loan.

Personal Loan.

Education Loan.

Loan Against Property and its variants.

Loan Against Securities.

IDBI Personal Loan

Existing customers of IDBI Bank can easily avail personal loans. For this, they do not need to pledge any kind of property as collateral. Mainly, employed people take more personal loans, so that they can meet their needs like personal loan for house purchase, illness expenses, marriage expenses and other related expenses apart from children’s education. let’s take You can spend the loan taken in personal loan anywhere, the bank does not ask you why you are taking personal loan. You can take this loan for any reason.

IDBI Bank Loan Document

aadhar card

Permission to drive

Voter Identity Card.


Bank statement 3 months old.

Form 16 with Latest Salary Slip / Current Salary Certificate.

IDBI Bank Loan Eligibility

Employees of public and private limited companies.

Salaried doctors and staff.

Government sector employees including central and local bodies.

Required Qualifications and Registered Certification Clients for CS, MBA Consultants, Doctors, CAs, Architects, ICWA and Engineers.

Persons falling between the age of 21 to 60 years.

The applicant should have worked for 2 years in the current company, or 1 year with the current employer.

Applicant’s income should be Rs.20,000 per month.

IDBI Bank Personal Loan Interest Rate

With IDBI Bank, you get personal loans at 8.30% to 14% per annum. You are charged 1% of the loan amount plus a processing fee. In a personal loan, you can take a loan ranging from 50 thousand to 10 lakh at one time, which you get a time of 12 to 60 months to repay. You have to repay this loan in monthly installments in the form of EMIs. This EMI is deducted from your savings account or salary account as per the instructions.

IDBI Bank Personal Loan Apply Online (IDBI Bank Personal Loan Apply Online)
To take a personal loan from IDBI Bank, first of all you go to the official website of the bank
The home page of IDBI Bank website will appear in front of you.

In this home page, go to Loans section.
In this section you will find Home Loan, Auto Loan, Education Loan, Personal Loan, loan types.
Loan against property and its types, loan against securities will appear.
From this you choose the personal loan option.
You will be taken to the personal loan page.

In this page, you will find all the information related to the loan like:- eligibility, age, maximum loan tenure, maximum loan amount, type of interest and processing fee as well as terms and conditions.

If you are ready to take the loan then click on the option of Apply Now.
You will come to a new page, in this page you have to tick yes and no boxes.

If you are an account holder of IDBI Bank, then tick YES, otherwise tick NO.

If you are an existing customer of the bank, click on yes, now the A/C number box will appear in front of you.

Enter your account number in this box, after which an OTP will be sent to your registered mobile number.

After entering the OTP, click on Next.

A personal loan form will open in front of you.

In this form, you have to fill the relevant information correctly, then submit the form by clicking on submit button.

An application number is sent to your mobile number from which you can check the loan status.

Contact Us

Get In Touch

Call on our Phone Banking numbers Toll Free – 1800-209-4324 1800-22-1070 (24×7 service)

Registered Office

IDBI Bank Ltd. IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai 400005.

Our Non-Toll Free number

Non-Toll Free – +91-22-67719100 Outside India – +91-22-67719100 customers.

Debit Card Blocking

In case you remember your Card number Debit Card blocking through SMS: – SMS BLOCK to 5676777

In case you dont remember your Card number Debit Card blocking through SMS: – SMS BLOCK to 5676777

Credit Card Customer Care

For Hot listing of Credit Cards / Queries / Complaints (24×7 service) – Non Toll Free – 022 4042 6013

Toll Free – 1800 425 7600

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Credit Card Reward Points

For Credit Card Reward Points related queries/complaints

Call – 1800 208 1947 (Monday – Saturday 9 A.M to 6 P.M)

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RTGS-NEFT Nodal Officer

Complaints/Inquiries on Rutgers & Neft Transactions
Nodal Officer
Call – 022 66908401 / 022 66908532
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