IRCTC HDFC Bank Credit Card Review | Ticket Booking Bumper Discount
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IRCTC HDFC Bank Credit Card Review : Banks and all companies are constantly working to attract customers by offering new offers on credit cards. Meanwhile, government railway company IRCTC and HDFC Bank have also launched special cards for railway passengers. Through it you can avail the lounge at the railway station.
Through this article IRCTC HDFC Bank Credit Card Review, you can know how to get this card and its benefits.
IRCTC HDFC Bank Credit Card Review
Indian Railway Catering and Tourism Corporation Ltd. (IRCTC) and HDFC Bank have collaborated to launch a co-branded travel credit card. Known as IRCTCHDFC Bank Credit Card, this newly launched co-branded card has only one variant and is available exclusively through NPCI’s network. It will provide special benefits and savings on train tickets booked through IRCTC’s ticket booking website and IRCTC Rail Connect app. Additionally, IRCTC HDFC Bank Credit Cardholders will get attractive joining bonuses, discounts on bookings and access to some exclusive lounges at railway stations across the country.
IRCTC Chairman and Managing Director Rajni Hasija, HDFC Bank Group Head of Payments, Consumer Finance, Digital Banking and IT Parag Rao and NPCI COO Ms. Praveena Rai launched the credit card during the launch ceremony held in New Delhi.
IRCTC HDFC Bank Credit Card Review
IRCTC HDFC Bank Credit Card Review : Here we would like to inform all the applicants about the main features of this credit card with the help of some points, which are as follows-
As a welcome benefit to the card holder within 30 days of issuance of the card Rs. 500 Amazon Voucher will be available.
Through this card, you can get Rs. 100 train ticket booking gets 5 reward points.
In addition, you can get 5 percent cashback on bookings through Smart Buy.
Every Rs. spent on other categories. 1 reward point per 100 (not applicable on rent payments and government related transactions, EMI, fuel and wallet reload transactions)
Through this card, there is no 1% transaction charge for booking tickets through the IRCTC website or app.
On spending Rs 30,000 within 90 days, the cardholder will get a gift voucher worth Rs 500.
8 times free railway lounge access in a year : With this card you can access 8 complimentary railway lounges in a year. Executive lounges installed at select railway stations in the country are providing passengers with world-class amenities. This executive lounge has facilities like Wi-Fi, tea, coffee, soft drinks, luggage rack, newspapers, magazines, TV, toilet etc. There will be no charges for lounge access through IRCTC HDFC Bank Credit Card.
UPI Payment Facility: As the IRCTC HDFC Bank Credit Card is based on the RuPay network, you will also be able to avail the UPI facility through it. You can link this credit card with some UPI apps like Bhim, Paytm, Mobikwik, Freecharge, PayZapp and scan the Merchant UPI QR Code installed at a small shop in the neighborhood and make payments with this card. can
IRCTC HDFC Bank Credit Card – Required Eligibility
IRCTC HDFC Bank Credit Card : Here, let us tell you that, to apply for this credit card, you have to fulfill certain qualifications which are as follows –
Applicant must be a resident of India.
Applicant’s age should be between 21 to 60 years.
If the applicant is salaried / salaried then his monthly income should be 25,000 per month.
If the applicant is self-employed/self-employed then he/she should have 6 lakh ITR.
IRCTC HDFC Bank Credit Card – Documents Required
Following documents are required to get IRCTC HDFC Bank Credit Card-
Aadhaar Card of the applicant
PAN card
Latest ITR or previous 3 pay slips
Last 6 months bank statement
Passport size photograph (soft copy)
Scanned Signature (as per PAN Card)
IRCTC HDFC Bank Credit Card – Card Fees
The joining/renewal membership fee for IRCTC HDFC Bank Credit Card is – ₹ 500/- + applicable taxes. If a person spends more than Rs 1.5 lakh in a year, his renewal fee will be waived off.
How to IRCTC HDFC Bank Credit Card ?
IRCTC HDFC Bank Credit Card : All those readers and youth who want to apply online for IRCTC HDFC Bank Credit Card, they have to follow these steps which are as follows –
Go to the Direct Online Application Page of the official website of the company.
Select the type of credit card you wish to apply for.
Click on the ‘Apply Online’ option.
An OTP (One Time Password) is sent to your registered mobile phone.
Use this OTP to proceed.
Enter your personal details Select ‘Apply’ and proceed.
In this way you can get a credit card by fulfilling the application details and conditions.
IRCTC HDFC Bank Credit Card – Helpline
| Bank Name | HDFC Bank |
| Toll Free Number | 1800 202 6161 1860 267 6161 |
| Apply Now | Click Here… |
IRCTC HDFC Bank Credit Card – Helpline