PM Jandhan Yojana New Payment: Open a Jandhan account today, you will get an overdraft of 10 thousand rupees
PM Jandhan Yojana New Payment: Government of India has launched Pradhan Mantri Jan Dhan Yojana to meet the financial needs of people living in rural areas.
People who open accounts under this scheme get many special facilities, such as health insurance and loans at low interest. Today in this article we will give you complete information about the new payment of PM Jan Dhan Yojana in 2024 in an easy way, so definitely read the article completely.
PM Jandhan Yojana New Payment
Pradhan Mantri Jan Dhan Yojana was launched on August 15, 2014. It is a huge financial scheme run by the Government of India. The main objective of this scheme is to provide proper financial facilities to the people of rural areas. This gives people universal access to banking facilities. More than 50% of the accounts in this scheme are of women, thereby empowering women.
So far crores of accounts have been opened under this scheme through which many benefits are being provided to the citizens. Some of the key benefits offered in this scheme are listed below.
Benefits of PM Jandhan Yojana
Jan Dhan Yojana account holders are provided with an accident insurance of up to Rs 1 lakh and financial assistance of up to Rs 30,000 in case of their sudden death.
After 2018, accident insurance of Rs 2 lakh is also being provided to those opening accounts in the scheme.
Jan Dhan Yojana also provides interest on the amount deposited on account opening.
The account holder also gets an emergency loan of up to Rs 10,000 with minimal paperwork.
Anyone can open an account in this scheme and there is no maintenance fee to maintain the account.
A Jan Dhan account holder is also given a Rupay Card by the bank, which the person can use for online payments.
Documents and information required to open an account in PM Jandhan Yojana
To open an account in Pradhan Mantri Jan Dhan Yojana, a person needs only Aadhaar card. If Aadhaar card is not available then account can be opened using PAN card, identity card, driving license etc.
To open an account in this scheme, the age of the applicant should be between 10 to 65 years. Applicants below 10 years of age can open a joint account with their parent’s bank account.
Account Opening Process in PM Jandhan Yojana
The process of opening an account in Pradhan Mantri Jan Dhan Yojana is completely offline.
First of all you have to go to your nearest bank branch from where you want to open an account in PMJDY scheme.
You can also open a Jan Dhan account from your nearest customer service center.
After reaching the branch you have to get details about Jan Dhan Yojana from the bank.
After this you have to fill the application form to open a new account and deposit it in the bank.
A copy of your Aadhaar card must also be submitted along with this application form.
Now the bank branch will open an online account for you in Jan Dhan Yojana and will take your finger print and photograph.
After this you will be provided bank account passbook for Jan Dhan Yojana.
After opening the account, you can apply for an ATM card for this account from the bank itself. For this you have to fill and submit a form. After submitting the form, you will receive the ATM Rupay Card by post within 15 to 20 days. Through this process you can open your account in Pradhan Mantri Jan Dhan Yojana and avail the benefits of this scheme.