PM Swanidhi Yojana. Under PM Swanidhi Yojana Rs. Get instant loans from 10,000 to 50,000.
The Government of India has come up with many welfare schemes for the citizens to recover from an epidemic like Corona. Which includes this PM Svanidhi Yojana. In the previous article we got detailed information about PM Janman Yojana 2024, Namo Laxmi Yojana, Sarasvati Sadhana Cycle Yojana 2024. In today’s article we will get detailed information about PM Swanidhi Yojana.
PM Svanidhi Yojana
PM Svanidhi Yojana is an excellent scheme run by the Government of India. In which interest-free loans ranging from Rs.10,000 to Rs.50,000 are given to small traders, rickshaw pullers and cyclists and people living below the poverty line. By applying for PM Svanidhi Loan Yojana, you too can avail this scheme. All information related to this scheme is provided step by step through this article. With the help of which you can also apply for this scheme.
| આર્ટિકલનું નામ | PM Svanidhi Yojana |
| લાભાર્થીઓ | નાના વેપારીઓ, રિક્ષાચાલકો અને સાઇકલ રિક્ષાચાલકો અને ગરીબી રેખા હેઠળના લોકો છે. |
| મુખ્ય ઉદ્દેશ્ય | સ્વાનિધિ યોજના દ્વારા નાના વેપારીઓની આર્થિક સ્થિતિમાં સુધારો કરવો. |
| પ્રારંભ તારીખ | 1 જુલાઈ 2020 |
| લોનની રકમ | ₹10,000 થી ₹50,000 સુધીની લોનની રકમ |
| વ્યાજ દર | વ્યાજ દર કોઈ નહીં (જો સમયસર ચૂકવવામાં આવે તો) |
| સમય મર્યાદા | 1 વર્ષ |
| સત્તાવાર વેબસાઇટ | https://pmsvanidhi.mohua.gov.in/ |
Pradhan Mantri Swanidhi Yojana aims to empower small businesses and entrepreneurs by providing financial assistance. Which will support them in self-reliance and increase the chances of employment generation. Under the PM Svanidhi Loan Yojana, loans and effective assistance are provided to small businesses and entrepreneurs. So that they can get capital for new ventures and grow their business. PM Swanidhi Yojana was launched by the Government of India to promote the development of small enterprises.
Under Pradhan Mantri Swanidhi Yojana Rs. 20,000 to 50,000 loan will be available.
The scheme seeks to take a step forward towards the prosperity of the socially and economically deprived sections. Promoting regular payments and the scheme will encourage digital transactions by sellers through cashback facility. Under PM Swanidhi Yojana, loans ranging from Rs 10,000 to Rs 50,000 are provided. For which you can also apply. Information related to applying is provided by this article.
Benefits of PM Swanidhi Yojana
| લોન સુવિધા | પીએમ સ્વનિધિ યોજના હેઠળ, ઉદ્યોગસાહસિકોને સસ્તા વ્યાજ દરે લોન મેળવવાની તક મળે છે. જે વ્યવસાયની વૃદ્ધિની સંભાવનાને વધારે છે. |
| સશક્તિકરણ | PM Svanidhi Yojana સશક્તિકરણ લાવે છે. કારણ કે તે નાના ઉદ્યોગોને નાણાકીય સહાય પૂરી પાડે છે. જે તેમની હકારાત્મકતા અને સ્થિતિને મજબૂત બનાવે છે. |
| રોજગાર સર્જન | સ્વાનિધિ યોજના દ્વારા, નવા ઉદ્યોગ સાહસિકોને તકો મળે છે. અને રોજગારીનું સર્જન થાય છે, જેનાથી રોજગારની સ્થિતિમાં સુધારો થાય છે. |
| બેંક સંબંધ | યોજના હેઠળ, બેંકોને લોન આપવાનું કામ કરવામાં આવે છે. જે નાના વ્યવસાયો સાથેના તેમના સંબંધોને મજબૂત બનાવે છે અને તેમને નાણાકીય સહાય પૂરી પાડે છે. |
| તાલીમ અને માર્ગદર્શન | PM Svanidhi Yojana હેઠળ, ઉદ્યોગસાહસિકોને વ્યવસાયિક કામગીરીમાં વધુ સારી કાર્યક્ષમતા મેળવવા માટે તાલીમ અને માર્ગદર્શનની સુવિધાઓ પૂરી પાડવામાં આવે છે. |
The scheme is available to all street vendors engaged in vending in urban areas. Eligible sellers of PM Swanidhi scheme have to meet the following criteria.
Street vendors have a vending certificate/identity card issued by the Urban Local Body (ULB).
Vendors who have been identified in the survey but have not been issued a vending certificate/identification card.
A temporary certificate of vending will be generated for them through an IT based platform.
ULBs are encouraged to expedite the process and issue permanent vending certificates and identity cards within a period of one month.
Street vendors, who have been left out of the ULBBuild identification survey or have started vending after the completion of the survey.
And a Letter of Recommendation (LoR) to this effect has been issued by the ULB/Town Vending Committee (TVC).
Vendors from nearby developments/peri-urban/rural areas who sell within the geographical limits of ULBs.
They have been issued Letter of Recommendation (LoR) to this effect by ULB/TVC.
Identification of beneficiaries in remaining or adjacent rural areas from the survey, while identifying vendors of Class 4 (iii) and (iv), consider any of the following documents for issuance of ULB/TVC recommendation letter:
List of vendors prepared by some States/UTs to provide one-time assistance during the lockdown period;
System generated request sent to ULB/TVC for issue of LOR recommending lender after verifying applicant’s credentials;
Membership details with vendor associations including National Association of Street Vendors of India (NASVI)/National Hawkers Federation (NHF)/Self-Employed Women’s Association (SEWA) etc.;
The seller has documents substantiating the vending claim;
Report of local inquiry involving Self Help Groups (SHGs), Community Based Organizations (CBOs) etc. by ULB/TVC.
Pm Svanidhi Loan Apply Online
Visit PM Svanidhi Yojana official website https://pmsvanidhi.mohua.gov.in/
Then search for “Apply Now” or “Apply Online”.
Fill the required application form with correct information.
Upload required documents like Aadhaar card, bank statement and business related documents.
Check the application to ensure that all details are correct.
Submit the application as per the instructions given on the PM Swanidhi Yojana website.
Necessary documents of the scheme
Aadhaar Card (Mobile Number Linked)
Business Proof: Documents related to your street vending business.
PAN Card: For income related verification.
Bank Account Statement: A copy of your bank statement.
Address Verification: Documents verifying your place of residence.
Passport size photograph: Recent photograph for identification.
PM Swanidhi Yojana APP
With the launch of PM Swanidhi Yojana, a new mobile application, PM Swanidhi Yojana Mobile App, is available for street vendors across the country. This application is developed for sourcing and processing loan applications of street vendors. PM Swanidhi Yojana allows applicants to download and install the application on their smartphones. So that they can easily apply under this scheme. This application includes various features.
Like finding vendors.
Having e-KYC of applicants and knowing the status of loan applications.
It can help you start your employment easily.