Pradhan Mantri Mudra Loan Yojana 2024 | Pradhan Mantri Mudra Loan Yojana In Gujarati
The Prime Minister of our country has implemented many schemes for all the people of the country, the benefits of which are being taken by the countrymen. Prime Minister Shri Narendra Modi has launched many schemes especially for the poor of the country, due to which the poor have got many facilities. The scheme that we have brought today has been launched by Modiji, the name of this scheme is Pradhan Mantri Mudra Loan Scheme 2022, it will also benefit all the people of the country.
Under this scheme, the people who want to start their own business will be given business loan through this scheme, which will help them to set up the business. If you want to get all the information about this scheme, then you have the complete information of this article, from it you will get the benefits, eligibility, documents and other information of this scheme and you can easily apply.
Information about Pradhan Mantri Mudra Loan Yojana – Pradhan Mantri Mudra Loan Yojana
We will provide you all the information related to this scheme here, which will make it easy for you to apply. This scheme was launched by Prime Minister Modi on 8 April 2015, under which the people of the country who want to start their own business will be given a business loan of up to 10 lakh through this scheme, the government wants to increase the industry sector so that More and more industries can be established.
There are many people in the country who want to set up their own business but due to lack of money they cannot start their own business. That is why the government has started this scheme to help them by providing loans on interest. Its interest rate is not fixed and the loan repayment period is also extended. For this, the government has made a budget of 3 lakh crores.
| યોજના નું નામ | પ્રધાનમંત્રી મુદ્રા લોન યોજના |
| ક્યારે શરૂ કરવામાં આવી | 8 એપ્રિલ 2015 |
| કોના દ્વારા શરૂ કરવામાં આવી | પ્રધાનમંત્રી શ્રી નરેન્દ્ર મોદી |
| લોન સહાય | રૂ. 50000 થી રૂ. 1000000 |
| લોન ના પ્રકાર | શિશુ લોન – 50 હજાર સુધીની, કિશોર લોન – 50 હજારથી 5 લાખ સુધીની અને તરુણ લોન– 5 લાખથી 10 લાખ સુધીની, |
| યોજનાનો હેતુ | દેશના નાગરિકોને નવો વ્યવસાય, ધંધો કે ઉદ્યોગ ચાલુ કરવા માટે આ લોન આપવામાં આવે છે |
| મુદ્રા લોન યોજના હેલ્પલાઈન નંબર | 1800 180 1111 / 1800 11 0001 |
| સત્તાવાર વેબસાઇટ | mudra.org.in |
| પીએમ મુદ્રા યોજના અરજી ફોર્મ | ડાઉનલોડ કરો |
The main objective of this scheme is that people who want to set up their own small business will be given business loan through this scheme. Because many people want to establish their own business but due to lack of money they cannot establish their own employment. That is why the government has started giving loans to those people through Pradhan Mantri Mudra Loan Yojana.
Three types of loans can be availed through this scheme,
Shishu Loan – Upto 50 thousand,
Kishore Loan – 50 thousand to 5 lakh and
Tarun Loan – 5 Lakh to 10 Lakh,
Thus under all three types of loans from Rs.50000 to Rs. Loans up to 1000000 can be availed. So you can borrow as much money as you want through one of these loans.
Benefits of Pradhan Mantri Mudra Loan Yojana
If you want to apply for Pradhan Mantri Mudra Loan Yojana 2022, definitely check the benefits given here as applying will give you all the benefits given below.
Through this scheme, people of the country can take loans from it to set up small businesses.
Citizens who apply through the Mudra Loan Scheme will get a card that will enable them to spend their business.
Under this scheme, any citizen of the country can take a business loan, that too without any collateral.
This will not incur any charges and the loan repayment period can also be extended.
Collateral Free Loan – No collateral or security is required from the borrower by banks/NBFCs
Concessional rates for women entrepreneurs
Loans covered under credit guarantee schemes from Govt. of India
Term loans, working capital loans and overdraft facilities can be availed
All non-agricultural enterprises, i.e. small or micro enterprises engaged in income generating activities can avail Mudra loan.
SC/ST/minority category people can also avail Mudra loan at special interest rate.
Eligibility for Pradhan Mantri Mudra Loan Scheme
If you want to apply for Pradhan Mantri Mudra Loan Yojana 2022, you have to check the eligibility first, if you are eligible for this scheme then you can apply.
Applicant must be a resident of India.
Applicant should be above 18 years of age.
The applicant should not be a defaulter in any bank under this.
The applicant must have some required documents.
Documents for Chief Minister Mudra Loan Scheme
Passport size photograph of the applicant
aadhar card
PAN card
Permanent address of the applicant
Three year balance sheet
Income Tax Return Air Self Tax Return
Started business and establishment certificate
Pradhan Mantri Mudra Loan Yojana Online Application
If you want to apply for PM Mudra Loan Yojana 2022, you have to first go to its official website, which will open its home page in front of you.
At the bottom of this home page, you have to click on Shishu Loan, Kishore Loan and Tarun Loan, from which you need a loan.
On clicking, you have to download the form for PM Mudra Loan Yojana 2022 and take a print out of it.
Then all the information asked in the application form has to be filled correctly.
After that attach all the documents along with the application form and submit it to your nearest bank.
After verification of your application, you will get the loan.
Helpline/Customer Care No
1800-180-1111
1800-11-0001