TATA Capital Personal Loan offers solutions for financial needs in daily life. Whether it’s handling unexpected expenses or starting a business, getting funding quickly can reduce stress and prevent the need for high-interest loans.
TATA Capital Personal Loan offers an online solution to the financial needs of customers. Loan amounts can be tailored to individual needs, and the application process can be completed entirely online. For more details, an informative article about TATA Capital Personal Loan is available in Hindi.
TATA Capital Personal Loan 2023
TATA Capital, a subsidiary of Tata Group, is offering personal loans for the year 2023. The loan amount ranges from ₹40,000 to ₹35 lakh. Customers can apply for the loan both online and offline. For assistance in online applications, a customer service helpline is available.
Tata Capital offers the facility of applying for personal loans through WhatsApp. This allows customers to apply for loans from the comfort of their own homes. However, there are certain terms and conditions that must be met and required documents must be submitted. More information about these requirements can be found in the article provided.
Eligibility Criteria for TATA Personal Loan 2023 (TATA Capital Eligibility)
To be eligible for TATA Personal Loan in 2023, the following criteria must be met:
Applicant’s age should be between 22 to 58 years
Applicant’s monthly salary should be at least ₹15,000
Applicant must have at least 1 year of work experience
A minimum CIBIL score of 750 is required
The applicant should have been working in the same company for at least 6 months
The loan amount can be up to 30 times the salary of the applicant.
Required Documents for TATA Personal Loan
To apply for TATA Personal Loan, the following documents are required:
- A valid ID issued by the government, such as Aadhaar card, PAN card or passport
- If employed, salary reduced for last 3 consecutive months
- For self-employed applicants, photocopies of business documents, such as tax information and company registration licenses
- Last 6 months bank statement
- Proof of residence, such as an electricity bill or telephone bill
Method of availing Tata Capital Personal Loan
Tata Capital Personal Loan can be availed through both online and offline methods. The loan amount can be up to ₹40,000. The process of applying for a loan can be done online or by contacting the company’s customer service representatives through a phone call. This service is offered to make the application process more convenient for customers.
Apply online for TATA Capital Personal Loan
To apply for TATA Capital Personal Loan online, follow these steps:
Go to the official website of Tata Capital.
Click on the Personal Loan link.
Read the instructions provided carefully.
Click on “Apply Now” link
Select your user type.
Enter your mobile number and verify it through the OTP sent by the company
Provide personal information including salary information
Upload relevant documents online
Click on submit button
The company will review the application and if you meet the eligibility criteria, an employee will contact you to proceed with the loan process and the loan will be disbursed to your bank account.
Call to TATA Loans
Another way to apply for TATA Capital Personal Loan is by calling the customer care number. By dialing 1860 267 6 060, customers can speak to bank representatives who will provide information about the loan and guide them through the application process. After providing all the necessary information, the loan will be disbursed in the customer’s bank account.
Alternatively, customers can also apply for the loan through offline mode by visiting the nearest TATA Capital Bank branch. Here, customers have to submit a written application form along with photocopies of required documents. Bank personnel will review the application and, if approved, disburse the loan immediately.
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