Vajpayee Bankable Scheme. Shri Vajpayee Bankable Yojana 2024

How are you dear readers? Hope you enjoy. Different schemes have been released by 26 departments of Gujarat. Today we will talk about a section plan. Many schemes are run by the Office of the Commissioner, Cottage and Village Industries. In which Dattopant Thengadi Kargar Interest Support Yojana, Jyoti Gramodyog Vikas Yojana, Gramodyog Vikas Kendra etc. schemes are running.

In which e-Kutir Portal has been launched to take advantage of Manav Kalyan Yojana 2024. Created e-Samaj Kalyan Portal for Manav Garima Yojana form filling. Similarly, an online portal named Bankable Loan Registration has been released to provide the benefit of Mr. Vajpayee Bankable Scheme. Let’s get detailed information about “Shri Vajpayee Bankable Yojana 2024” launched to provide self-employment to educated unemployed youth and women.

Shri Vajpayee Bankable Yojana 2024

The scheme is run by the Office of the Commissioner, Cottage and Village Industries, Gandhinagar. Vajpayee Bankable Yojana is a Loan Yojana. Loans are given under this scheme to provide self employment. Loan subsidy is also given on this loan. One has to apply online to avail Vajpayee Bankable Loan Scheme. For which a new portal has been launched by Finance Department.

Highlight Point Of  Gujarat Vajpayee Bankable Yojana

યોજનાનું નામShri Vajpayee Bankable Yojana
આર્ટિકલની ભાષાગુજરાતી અને અંગ્રેજી
યોજનાનો હેતુગુજરાતના નાગરિકો નવો વ્યવસાય, ધંધો કે ઉદ્યોગ શરૂ કરવા માંગતા હોય તો તેમને સબસીડી સાથે ધિરાણ આપીને પ્રોત્સાહિત કરવા માટે આ યોજના અમલી બનાવેલ છે.
લાભાર્થીગુજરાતના પાત્રતા ધરાવતા તમામ જ્ઞાતિના લાભાર્થીઓ
યોજના હેઠળ મળવાપાત્ર લોનની રકમઆ યોજના હેઠળ લાભાર્થી ને 8 લાખ સુધીની લોન આપવામાં આવે છે.
લોન પર મળવાપાત્ર સબસીડીઆ યોજના હેઠળ લાભાર્થીઓને રૂ.60,000/- થી 1,25,000/-
સુધી સબસીડી મળવાપાત્ર થશે.
Official WebsiteClick Here
Online Apply
Important Point Of  Shree Vajpayee Bankable Yojana
It is very important that the educated youth/girls, disabled people of the rural and urban areas of Gujarat state get the opportunity of self-employment. An important objective of Shri Bajpai Bankable Yojana is to promote cottage industries. vajpayee bankable yojana has been implemented for the purpose of getting loans at very low rates so that citizens can start their own independent business and become self-reliant. Under the VBY scheme, the beneficiaries will get loans in the industry, service and trade sectors. And subsidy is also available on this.

Eligibility Criteria of Vajpayee Bankable Scheme

The scheme is run by the Commissioner of Cottage and Rural Industries. The Shri Bajpai Bankable Yojana sets out certain eligibility criteria for who is assisted. Which is given below.

Should be a citizen of Gujarat state.
Beneficiary should have educational qualification of at least standard-4.
Age of applying beneficiary should be 18 to 65 years.
The beneficiary should have at least 3 months of training from a private institution relevant to the business or profession for which the loan is to be taken.
Beneficiary will be eligible to avail this scheme even if he has undergone 1 month training from a government recognized institute.
An applicant with 1 year of business related experience will also be considered.

Disabled or blind citizens can also benefit from this scheme.
Under this scheme applicant can get loan through vajpayee bankable yojana bank list like nationalized banks, cooperative bank, public sector banks, private bank.
Vajpayee bankable yojana Gujarat benefit will be availed only once per person.
Active SHGs whose grading is done will be eligible to avail Vajpayee Bankable Loan Yojana.
Applicants who have availed the benefit of such scheme through this department or any other department will not be eligible for this scheme.

Documents Required For Vajpayee Bankable Yojana

Beneficiaries are defined as eligible to take VBY Yojana. Thus the document is fixed. Which are given below.

  1. School Leaving Certificate (LC)
  2. Passport size photograph
  3. Election card
  4. Beneficiary’s Aadhaar Card (Download Aadhaar Card)
  5. Certificate of Birth Registration
  6. Marksheet of Educational Qualification (Last Marksheet
  7. Certificate of Competent Authority regarding Caste (For Scheduled Caste and Scheduled Caste)
  8. Certificate from Civil Surgeon/Competent Authority regarding percentage of disability in case of 40% or more disabled beneficiaries
  9. Certificate of training / experience acquired by the applicant.
  10. Attach the original price list with VAT/TIN number of the equipment to be purchased.

Bank credit limit

Loan limits for various sectors have been fixed by Cottage Industries, Gandhinagar. Apart from this Vajpayee Bankable Yojana Loan Amount has been fixed.

      ક્ષેત્ર (Service Sector)લોનની મર્યાદા (Minimum Loan)
ઉદ્યોગ ક્ષેત્ર માટે (Industries Sector)8 લાખની મહત્તમ મર્યાદા
સેવા ક્ષેત્ર માટે (Service Sector)8 લાખની મહત્તમ મર્યાદા
વેપાર ક્ષેત્ર માટે (Business Sector)8 લાખની મહત્તમ મર્યાદા
Rates of assistance on loans

The rates of assistance are fixed differently for different castes by the Commissioner of Cottage and Rural Industries Gujarat. And under Vajpayee Bankable Loan Yojana, the rate of assistance for industry, service and trade sector will be as follows.

વિસ્તારGeneral (જનરલ)અનુસૂચિત જાતિ(SC), અનુસુચિત જન જાતિ(ST), માજી સૈનિક/ મહિલાઓ તથા 40% કે તેથી વધુ દિવ્યાંગ
ગ્રામ્ય વિસ્તાર25%40%
શહેરી વિસ્તાર20%30%
Vajpayee Bankable Yojana Subsidy

Assistance i.e. subsidy is fixed for different sectors and different castes by the Department of Cottage and Village Industries, Gandhinagar. Which can be known from the following table.

ક્રમક્ષેત્રસબસીડીની રકમની મર્યાદા
1ઉદ્યોગ ક્ષેત્ર માટે (Industries Sector)1,25,000/- (એક લાખ પચ્ચીસ હજાર)
2સેવા ક્ષેત્ર માટે (Service Sector)1,00,000/- (એક લાખ)
3વેપાર ક્ષેત્ર માટે (Business Sector)શહેરી વિસ્તારમાં જનરલ કેટેગરી માટે કુલ રૂ. 60,000/-
  ગ્રામ્ય વિસ્તારના જનરલ કેટેગરી માટે કુલ રૂ.  60,000/-
  શહેરી/ગ્રામ્ય બન્નેમાં
અનામત કેટેગરી માટે 80,000/-

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