What is interest free loan?
In today’s time, whenever a person needs money, he thinks about taking a loan from a bank or a financial institution somewhere, but sometimes we hesitate to take a loan for fear of interest and We think whether we can get loan without interest.
Do you know that you can also get loan without interest. In today’s time, there are many platforms where you can get loan without interest.
If you want to know which is the loan without interest? In which platform from where we can take loan without interest, then definitely read this article of ours till the end.
After reading this article till the end, which is the interest free loan for you?
Which are the platforms from where we can take loan without interest. There will be good information about this, so let’s start this article and know which is the loan without interest?
What is interest free loan?
In today’s time, many such apps and services are available to take loan without interest, through which you can get loan without interest.
At present, there are many such apps on Google Play Store, which work to give you loan without interest rate. You have to repay this loan within 15 to 30 days.
If you people need a loan up to a maximum of ₹ 60000 for a short time, that too without any interest rate, then you can easily take a loan through these apps.
loan apps without interest
- Dhani Shopping Loan
- Mobikwik Zip Loan
- Paytm Pay Later
- Imobile Pay Later
- Lazypay
- Amazon Pay Later
- Flipkart Pay Later
You can get interest free loan through these different types of apps.
Let us know how we can get loan without interest from this app?
How to get interest free loan from Dhani Shopping Loan?
If you want to get an interest free loan through Dhani Shopping Loan App, then you have to follow the following steps-
First of all, you have to download the Dhani app from Google Play Store.
After that you have to register your mobile number in that app and get it verified by OTP.
Near him you will see the option of service menu on the home page.
After that you will get a popup message on Dhani app. Where Shopping on Dhani will be written, click on it.
After this you will be asked to buy Dhani Plus membership. Which costs ₹ 500, you will not be able to process further for this loan without taking it from the member.
After this click on Add to Cart and enter your address correctly and click on the option of Continue.
After this, the page of the payment page will open in front of you, where you have to make the payment for taking the membership.
After that the loan amount will be transferred to your Dhani wallet.
Now you can easily use this amount at 0% interest rate.
You can easily repay the loan taken through the Dhani app within a time period of 3 months after that.
You can avail a credit limit of 50000 using the Dhani Pay Later service to shop through the Dhani app, that too at 0% interest.
If the applicant deposits the loan on time, then they have to deposit the loan in 3 steps i.e. you have to pay the loan in three installments.
How to get loan without interest from Mobikwik Zip Loan?
To avail the interest free loan from Mobikwik Chief Loan, you must first download the Mobikwik loan app from the Google Play Store. Where you can get credit limit up to ₹ 30000. You can also get a credit limit of up to ₹100000 if you already use this app.
You can use the credit limit available here at 0% cost interest rate. The credit limit of this loan depends on the usage of the applicant.
If the applicant repays the loan at the right time, then his credit limit keeps on increasing with time, at the same time your credit score also improves.
When you search through the Mobikwik loan app, you have to enter some of your personal information with the app, only then you can get a loan of ₹ 30000 to ₹ 100000 and you can get this loan from 6 months to 1 year. I have to pay
How to get interest free loan from Paytm Pay Later?
In today’s time, Paytm pay letter is very much discussed among the people. Paytm is considered a better platform for giving online loans. From where you can get a loan of up to ₹ 20000 at 0% rate with very few documents only through Aadhaar card, PAN card and a selfie.
If your civil score is 700 or above then you will easily be able to avail this loan.
To get interest free loan from letter on Paytm, first of all you have to download Paytm app.
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To take postpaid loan from Paytm app, first of all you have to register Paytm app and then click on the option of Paytm postpaid.
After this you will see the option of Activate Your Offer, click on it. After this, you will have to verify by entering the Aadhaar card number and after that you will know your credit limit.
If your credit limit is 700 or more then you will get credit limit offer and then you will have to click on Activate Postpaid option again to get this credit limit in your bank account.
Now you will get successfully credit limit in Paytm bank account.
How to get interest free loan from Imobile Pay Later?
If you want to get a loan without interest through Imobile Pay Later, then first you have to open your account in ICICI Bank and after that you will have to do your substantial transactions for 6 months.
After this, you can easily download this app from Google Play Store and register it and get loan up to ₹ 20000 without any interest rate.
How to get interest free loan from Lazypay?
You can also get interest free loan on your own. Here you get two types of loan. Like credit line loan and pay letter loan, you can get both these loans without any interest rate.
If you fill the people on time, then your civil score is also good and at the same time you do not have any problem in taking loan in future.
To avail loan from Lazypay app without interest, first of all you need to download Lazypay app from Google Play Store. If you want, you can also apply for it from its official website.
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You can get loans up to ₹40000 through the Lazy Pay app. Which you have to repay within 30 days. You have to first register on the application on Lazypay to avail this loan.
Where some basic details are asked from you. After that if you are found eligible then you get the loan amount directly in your bank account.
How to get interest free loan from Amazon Pay Later?
You can use Amazon pay letter through Amazon app. In this, through Amazon, the facility of Pay Later is being provided to its customers.
She goes From which their customers can buy any electronic item up to ₹ 30000. That too at 0% interest, which the user repays this loan by paying little by little every month.
To take a loan, first you have to download the amazon app and then register on amazon. There you will see the option of amazon pay later, click on it.
After clicking, you have to click on Activate Loan. After this you will get credit limit successfully in amazon pay. Which you can use to buy any electronic item.
How to get interest free loan from Flipkart Pay Later?
Just as Amazon is famous for its e-commerce platform. Similarly, Flipkart also provides us the facility of online e-commerce. This app also offers us a credit limit of up to Rs 20,000 for shopping.
Where applicants can activate their credit limit by entering their Aadhaar card number and PAN card number. To activate this credit limit, the applicant must have a good credit score.
So that he can easily buy any item on Flipkart even on mental installments, then later he can repay the entire loan by paying small amounts of money every month.
To get a loan without interest, first of all the applicant has to improve his civil score. Apart from this, you also have to keep your banking history good, that is, your relationship with the bank should also be good.
After that you can easily get loan at 0% interest rate by downloading any of these apps from Google Play Store.
Documents required for taking loan without interest
To get loan without interest, it is very important to have Aadhaar card, PAN card, bank account number, mobile number linked to Aadhaar card and 700 or more civil score to get maximum loan.
To get a loan from any app or platform, you must first read all the terms & conditions of that app thoroughly. If your age is 21 years or above then you can easily take loan through these apps only through Aadhaar card and PAN card.