You will forget about depositing money in the bank, this 100 rupees scheme of post office will get a lot of benefits.

Post Office RD: Interest in bank savings accounts these days is like ‘cum in a camel’s mouth’. In such a situation if you find a scheme that not only gives more interest than the bank and also makes it easy to collect from the nearest post office. Not only that, investment in it can also start from just 100 rupees. So post office has such a scheme and it is completely safe.

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Whenever there is talk of safe investment, FDs and RDs of banks come to mind. People also get the option of making an RD at the post office. Investment in Post Office Recurring Deposit (RD) starts from just ₹ 100. Let us tell you which bank RD is getting more interest than post office RD.

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Interest on Post Office Rd

The government has fixed the interest on Post Office RD at 6.7 percent for October-December. This is a type of systematic investment plan, in which you have to deposit a fixed amount every month. In Post Office Rd this minimum is Rs. 100 may be. You have to run this plan for at least 5 years.

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These banks are giving lower interest than Post Office RD

If you see the complete list of banks, all of them offer lower interest on 5 year RD than post office.

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Yes Bank- 6.50%
SBI- 6.50%
Indian Overseas Bank- 6.50%
DBS Bank- 6.50%
IndusInd Bank- 6.50%
South Indian Bank- 5.65%
Union Bank of India- 5.60%
Bandhan Bank- 5.60%
Karur Vysya Bank- 5.35%
Punjab National Bank- 5.30%
IDBI Bank- 5.25%
Bank of Maharashtra- 5.25%
Bank of India- 5.25%
Kotak Mahindra Bank- 5.20%
Citibank- 3.00%