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3 Best Instant Loan App in India

Friends in India, today we are going to tell about 3 best instant loan apps from which you can take personal loan up to 5 lakhs. Friend, if you want to take a personal loan, if you are in great need of money and in such a situation, if you want to take a loan, then you can fulfill the need and you can do your work.

Everyone needs money, friend, and in such an emergency, we need to take a loan, for which we have to take a loan, so today in this article we are going to tell you about the 3 best instant loan apps from which you can take an instant loan. .

Here friends, whatever we will tell you about the loan app, with all these apps, you can take a personal loan up to 5 lakhs only with Aadhaar card and PAN card.

Whichever loan app is there or all are RBI approved NBFCs which do the work of giving personal loans.

We are going to tell about all the loan apps one by one, in which loan app, for how many days the loan is available or how much interest rate is charged.

3 Best Instant Loan App

Navi loan app which works to provide personal loan, home loan and health insurance, here we will know only about personal loan from Navi app very easily you can take loan from Navi app.

To avail loan from Navi App, you must have Aadhaar Card, PAN Card, Mobile Number linked to Aadhaar Card or be at least 18 years of age or have a good Credit/CIBIL score. The higher the CIBIL score, the lower the interest rate you will get the loan.

Individuals can avail loans up to ₹20,00,000 from the Navi app.
100% paperless digital process
Loan amount is instantly transferred to your bank account
Interest rates range from 9.99% to 45% per annum
Can be taken from 3 months to 72 months
EMI option or flexible loan available
No security deposit required

Let us explain for example, if you have taken a loan of ₹ 50,000 for 12 months or you are getting an interest rate of 22%, then how much EMI will be made for you.

EMI will be ₹4,680 per month

Total amount ₹4,680 x 12 months = ₹56,160
separate processing fee = ₹ 1,475 will be charged

Money View Personal Loan:-
The Money View Personal Loan process enables quick approval, making it a 100% paperless process of availing a personal loan.

Money View App offers personal loans ranging from ₹10,000 to ₹5,00,000 with a tenure of 3 months to 5 years with an annual interest rate of 16% to 39% or a processing fee of 2% to 3%.

To avail Money View Personal Loan, you must be a salaried person or self-employed or you must have PAN card, Aadhaar card, Aadhaar card mobile number link and your CIBIL score should also be 600+, then you can apply for Money View Personal Loan. Apart from this, your age should be 21 to 59 years.

Money View Personal Loan which you can download from play store and apply for the loan.

Example:- For example, if you take a personal loan of ₹50,000 with an annual interest rate of 24% for 12 months, the processing fee will be ₹1,750 + ₹315 GST. Your loan amount credited to your bank account will be ₹47,935 (₹50,000-2,065 = ₹47,935)

Your monthly EMI benefits of ₹4,728 which is your EMI payment per month for 12 months. The total loan repayment amount will come to ₹56,736.

CreditB Instant Personal Loan App:-
CreditB offers quick personal loans online. Its loan application process is 100% paperless and digital. If you are in urgent need of a loan, then you can avail a Quick Personal Loan by CreditB.

You must be Indian to avail CreditB Personal Loan You must have Aadhaar Card, PAN Card or you must be 21 years of age Must have a monthly income.

You can take loan from kreditbee app from 10,000 to 3,00,000, it will charge an interest rate of up to 29.95% per annum or you can take loan from 62 days to 24 months.

Personal Loan for Salaried Individuals 3 to 24 Months 2.5% Processing Fee or Loan Amount ₹ 10,000 to ₹ 3,00,000 You must have PAN Card, Aadhaar Card or Salary Proof to avail the loan.

For example, if you take a loan of ₹50,000 for 12 months at 20% per annum, you will be charged a processing fee of 2.5% or an onboarding fee of ₹200 for new customers.

Whatever fee will be taken, its total GST will be ₹ 261, the total interest amount will be ₹ 5,581, EMI per month will have to be paid ₹ 4,632.

The loan will be a credit of ₹48,289 in your bank account or the total amount you will have to pay is ₹55,581.

Personal loan for self-employed person will be available for 3 to 12 months or the loan amount can be available from ₹40,000 to ₹1,50,000. To avail the loan, you need to have a PAN card, Aadhaar card or an income proof.

Friends, I want to tell you that if you have a very emergency, then only you will take loan from all these apps, I am not saying that all these loan apps are not correct, I am saying this because if you take personal loan from all these loan apps Take it or if you do not pay on time, you will be charged a lot of late charges.

If you want to take a loan, then you can take it if there is a lot of emergency or you are unable to get money from anywhere, but keep paying its EMI on time.

So friends, these are some of the 3 best instant loan apps that I have released to you, in the article I have told you which loan app is this, you can take a personal loan from all these loan apps, how much interest will be charged, how much loan can be taken, I have given you all the information. The article released has told me that the process of applying for all loan apps is 100% paperless.

If you liked knowing this, then you must share this post with everyone so that they can also log in to the Best Instant Loan App.

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