Govt Banks Open Pataros For Festive Season, Explosive Offers On Home And Car Loans, Worth Avail
Festive Season Bank Offers: Banks have come up with offers to attract more customers during the festive season. From home loans to car loans, government banks have made many offers to customers. Punjab National Bank (PNB), Bank of Baroda (BOB) and State Bank of India (SBI) have also announced attractive offers on several products, including home loans.
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PNB’s Diwali Dhamaka 2023
Punjab National Bank (PNB) has launched a new offer called ‘Diwali Dhamaka 2023’ to take advantage of the festival. Under this offer, PNB is offering 8.4 percent interest per annum on home loans. Apart from this, the bank has announced to charge 8.75 percent interest on car loans. Apart from this, processing fees and documentation charges on home loans and car loans have also been waived off. The facility of applying for home loan from the bank’s website has also been provided. Also for car loans, customers can get information on the PNB ONE app or by visiting the car loan section on the PNB website.
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Car and Home Loan Offer from State Bank of India (SBI).
SBI has also launched special schemes on home and car loans. The offer started on 1st September and will end on 31st December 2023. Under this, SBI customers can avail Credit Bureau Score (CIBIL Score).
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The higher your CIBIL score, the more benefit you will get in term loan interest rates. The bank is offering a discount of up to 0.65 percent in the interest rate. If an SBI customer has a CIBIL score between 700 and 749, he will get a term loan at an interest rate of 8.7 percent. If the customer’s CIBIL score is 800 or above, he will get the loan at the rate of only 8.6 percent. The interest rate before the offer was 9.35 percent. Apart from this, the bank has also started a scheme on special category loans.
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Bank of Baroda’s Feeling of Festival offer
Bank of Baroda has also launched a Feeling of Festival offer. This offer will run till 31 December 2023. BOB has reduced interest rates on home loans to 8.4 percent and also announced a waiver of processing fees. BOB customers looking for a car loan will pay only 8.7 percent per annum. Also, the bank will not charge processing fees on car and education loans.