This post office government scheme is a jackpot for women, 7.50% interest, just an investment of Rs 1000

Mahila Samman Savings Scheme: The central government made a big announcement regarding the financial security of women in the general budget 2023-24. Through this announcement, the government launched Mahila Samman Bachat Patra Yojana (MSSC) for all women. Under this scheme, accounts are opened for all women and girls below 18 years of age and earn interest at the rate of 7.50% per annum. Let us tell you that this scheme has been launched from April 1, which is managed by the Department of Posts.

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The scheme is valid till 31 March 2025

This scheme has been launched for 2 years only. All women can invest under this scheme till 31 March 2025. Let us tell you that annual savings of Rs. 1,000 to Rs. 2,000.00 can be invested. Under this scheme, interest is calculated on quarterly basis and customers get the benefit of compound interest.

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How to open an account

To open an account under Mahila Samman Bachat Patra Yojana, first of all you have to go to your nearest post office. There you will get Account Opening Form-1 which you have to fill. Apart from this, you also have to submit copies of KYC documents like Aadhaar card and PAN card.

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How can you withdraw your money?

Let us tell you that under this scheme your deposit matures after 2 years. After 2 years you will get back your deposit with interest. If you need money in the meantime, you can withdraw up to 40% after 1 year.

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2% less interest will be given on pre-mature closure

The account can be closed after 6 months if the account holder falls seriously ill or dies before the scheme matures. In this case the customer gets 2% less interest i.e. 5.50% only.

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