If your child’s age is above 10 years , you will get lakhs of rupees : Explosive scheme of Post Office…

Nowadays most people are paying more attention to saving. Whether you are working, farming or running your own business, saving is important for everyone. When it comes to the most secure savings, most people trust the post office more. Post office runs various schemes according to your savings, needs and objectives.

Post Office Scheme

You want to invest but are afraid to take risks. In such a situation we give you a safe option, you can make safe investment by investing in various schemes in post office bank account. Not only that, if you invest in it your money will not sink but double.

What is the scheme for children above 10 years

You will be very worried about the future of your children how to make the future of 8 children bright in this rising inflation. Because in this day and age it is as important to save as it is to earn, so there are many ways to save. Today we are going to tell you and with its help you can also make your child’s future bright.

Currently, a new scheme of Post Office i.e. Post Office Savings Scheme is in much discussion. And you must know how much safer post office plans are in terms of savings. And also get good money in return. Let us tell you that you can start this savings plan in the name of any member of your family, such as your child who is 10 years old or above.

So you can open post office miss account in his name. Whether or not this will start the kids getting Rs 2.5k per month, you are going to benefit tremendously from this account. So let us tell you about it in detail.

How to open a post office account?

Let us tell you that along with the necessary documents to open this account, you can go to the post office and fill the monthly income plan form and open the account. You can also download online if you want. You can open an account in monthly income plan with an investment of ₹ 1000.

In the Post Office Monthly Income Scheme, a maximum of Rs 4.5 lakh can be invested in a single account. At the same time, if a joint account is opened, a maximum of ₹ 900000 has to be invested. Interest in MIS is paid every month, the rate of interest in this scheme is currently kept at 6.6 per annum.

If your child is 10 years or above, the account can be opened in the name of the child, while the child is below 10 years, only the parent can open the account. Also, let us tell you that the maturity time is 5 years but this has only early termination option, you can withdraw the money only after completion of 1 year from its opening date.

According to the rules, if you withdraw money between 1 year and 3 years, 2% of the deposited amount will be returned. After 3 years of opening a Sathiya Ghar account, if you withdraw money before charity, 1% of your deposit will be deducted.

How to get 2500 rupees per month

Let us tell you that a maximum of 4.5 lakh rupees can be invested in this scheme. Accordingly, they will get interest of ₹29,700 per annum i.e. ₹2475 per month, thus you can earn around ₹2500 per month.

Post Office Advantages

Many post office schemes also offer you better returns. The central government has not changed the interest rate of all small savings schemes for the September quarter. In such a situation, these post office plans will be the best investment for you. They will give you double profit in less time.

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