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Paytm Personal Loan : Get instant Paytm Personal Loan up to 3 lakhs

Paytm Personal Loan: Do you need urgent funds for unexpected expenses? Paytm offers personal loans in a fast and hassle-free manner. Get approved for a loan of up to Rs.3 lakh within minutes through the Paytm app.

Get instant paytm personal loan up to 3 lakhs

Paytm is a popular platform for mobile recharge, bill payment and money transfer. Recently, Paytm launched a personal loan facility that provides instant loans of up to Rs.3 lakh. The entire process is online, which makes it convenient for individuals who want to apply for a loan without visiting the bank.

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Availability of Paytm Personal Loan

Paytm personal loans are available 24/7, including weekends, to working professionals, small and large entrepreneurs and individuals based on their credit score. The loan can be repaid in 18 to 36 months as EMI and the option to opt for EMI is also available. To apply for a loan, you need to have a Paytm account, Aadhaar card and PAN card.

Paytm Personal Loan Eligibility Criteria

To avail Paytm Personal Loan, applicants must fulfill the following criteria:

➡️Must have Paytm account
➡️Age between 23 to 60 years
Rs. 10,000 to Rs. Loan amount between 3 lakhs
➡️Have Aadhaar card
➡️Has PAN card
➡️Good credit score
Have a source of income

Paytm Personal Loan Interest Rate

The interest rate for Paytm Personal Loan is determined during the loan application process and can be viewed before availing the loan. Processing fees and GST charges also depend on the loan amount. Other charges such as late payment fees and bounce charges may also apply.

How to Apply Online for Paytm Personal Loan

Applying for a Paytm Personal Loan is a simple process that can be done through the Paytm app. Follow these steps to apply:

Download Paytm app from Play Store. Click here to download
Link your bank account with the app by registering it with your mobile number
On the Paytm app homepage, click on the Personal Loans section
Click on “Check Your Loan Offer”.
Enter basic details like PAN card number, date of birth and email id
Enter business details such as salary or business information
Based on the job or occupation and credit score, the loan amount will be shown
If eligible, the loan amount up to Rs 3 lakh will appear on the screen.


Paytm Personal Loan is a great option for people who need immediate funds and don’t have time to visit the bank. With fast loan approval, easy online processing and a maximum loan amount of Rs.3 lakh, Paytm Personal Loan is a convenient solution for financial needs. Apply now to get instant funds through Paytm app.

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