PM Mudra Loan Yojana 2023 | 50,000 to 10 lakhs loan will be available under PM Mudra Yojana.

Various schemes and services are availed by Central Government and Gujarat Government to citizens for starting new business. Government of India runs Pradhan Mantri Credit Yojana, Kisan Credit Card Yojana and Pradhan Mantri Mudra Loan Yojana etc. Friends, today through this article we will get detailed information about PM Mudra Loan Yojana 2023 provided by Sarkarshree to start a new business or business.

Our country is agriculture minister. But it is very important to get the necessary infrastructure to start new business by new entrepreneurs in the country. In which loan is very important thing. The Government of India has launched a scheme called PM Mudra Loan Yojana with the aim of providing easy access to loan assistance to such entrepreneurs. Under this scheme, innovative companies can get financial assistance in the form of Mudra loans. We will get all the information about who can take the benefit of PM Mudra Loan Yojana, what documents are required for it, etc. through this article.

Important Point

યોજનાનું નામપ્રધાનમંત્રી મુદ્રા લોન યોજના 2023
આર્ટિકલની ભાષાગુજરાતી અને અંગ્રેજી
યોજના કોણે ચાલુ કરીભારત સરકાર દ્વારા
યોજનાનો ઉદ્દેશદેશના નાગરિકોને નવો વ્યવસાય, ધંધો કે ઉદ્યોગ ચાલુ કરવા માટે આ ઓછા વ્યાજદરે લોન આપવામાં આવે છે.
લાભાર્થીદેશના પાત્રતા ધરાવતા તમામ લાભાર્થીઓ
યોજના હેઠળ લોનની રકમપીએમ મુદ્રા લોન યોજના હેઠળ રૂ. 50,000 થી 10 લાખ સુધી લોન મળવાપાત્ર થાય છે.
Pm Mudra Yojana Helpline Number1800 180 1111 / 1800 11 0001
Official WebsiteClick Here
Online ApplyApply Now
Pm Mudra Yojana Application FormDownload Here
Purpose of PM Mudra Yojana

Micro, Small, and Medium Enterprises (MSME’s) make an important contribution to the country’s economy. Under PM Mudra Yojana, if the citizens of the country want to start their new business, industry or business, they are provided with facility like loan. This scheme is implemented with the main objective of providing loans to the loan customers through the authorized banks of the country.

 PM Mudra Loan helps MSME's by fulfilling the following mentioned objectives.

Citizens to start a new business
Expansion and growth of existing business
Recruitment of trained and competent personnel
Purchase of new machinery
Getting working capital for business
Purchase of commercial equipment

What is PM Mudra Loan Scheme?

This loan scheme supports the development of small scale companies of the country. This scheme is launched to help them reach success. The scheme was launched on 8th April, 2015. PM Mudra Loan Scheme has been implemented to provide funds to small companies.

PM Mudra Yojana Full Form

MUDRA Full Form is as follows, Micro Units Development & Refinance Agency. The scheme primarily helps companies in both the profit and non-profit sectors with loans. Companies or individuals who want to get PM Mudra Loan Online Rs. 50,000 to Rs.10,00,000/- can get financial assistance.

Eligibility for the Scheme

There are certain eligibility criteria for availing the PM Mudra Loan Scheme. Which are as follows.

 ● Indian citizen is eligible for this scheme.

 ● Beneficiary should have good credit score.

 ● Borrower should not be a defaulter from other banks

 ● The bank has to show in writing where and how much you will invest before getting a loan under Mudra loan.

 ● Applicant should have Aadhaar card.

 ● PAN Card

 ● Applicant should be above 18 years of age.

 ● Income Tax Returns of last 3 years

     Mudra Loan Interest Rate may vary per bank. Beneficiaries can have an estimate of around 7.30 or more under this loan scheme.

બેંકનું નામ	વ્યાજદરો
SBI	Linked to MCLR
ICICI Bank	ICICI bank ની માર્ગદર્શિકા મુજબ
IDBI Bank	IDBI ની માર્ગદર્શિકા મુજબ
UCO Bank	અંદાજિત 8.85% p.a.
Bank of Baroda	અંદાજિત 9.65% p.a.
Indian Overseas Bank	Indian Overseas bank ની માર્ગદર્શિકા મુજબ
Union Bank of India	અંદાજીત 7.30% p.a.
Canara Bank	Canara bank ની માર્ગદર્શિકા મુજબ
Central Bank	Central bank ની માર્ગદર્શિકા મુજબ
Bank of Maharashtra	અંદાજિત 9.25% p.a.
Oriental Bank of Commerce	Oriental bank ની માર્ગદર્શિકા મુજબ

Bank Name Interest Rates
SBI Linked to MCLR
ICICI Bank As per ICICI bank guidelines
As per IDBI Bank IDBI guidelines
UCO Bank approx 8.85% p.a.
Bank of Baroda estimated at 9.65% p.a.
As per Indian Overseas Bank Indian Overseas Bank guidelines
Union Bank of India approx 7.30% p.a.
Canara Bank As per Canara bank guidelines
Central Bank As per Central bank guidelines
Bank of Maharashtra estimated at 9.25% p.a.
As per guidelines of Oriental Bank of Commerce Oriental bank

Features of the loan
        Mudra Loan Yojana has the following features. Due to which this scheme is different from other schemes of Govt.

The amount obtained through this loan scheme can be used to meet the working capital requirements of the company.
To serve industries engaged in manufacturing, trading and services.
Both existing and new companies can apply for Mudra Loan.
Citizens can directly apply online through PM Mudra Website and Mudra Mobile App.
PMMY tenure ranges from 3 to 5 years.
Enterprises are completely free to use the funds received through PM Mudra Loan Scheme for purchase of equipment, purchase of machinery, recruitment of staff etc.
There are three schemes under the Mudra Loan scheme.

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