Pradhanmantri Jan Dhan Yojana In Gujarati
Pradhan Mantri Jan Dhan Yojana is a scheme run by the Government of India. Under which Indian citizens, including people aged 10 years or older who do not have a bank account, are made available to them by opening a bank account and providing general banking services such as transferring money from one account to another, credit, insurance and pension etc.
The scheme was announced by the Prime Minister of India Narendra Modi on 15 August 2014 and launched on 28 August 2014.
Objective Of Pradhanmantri Jan Dhan Yojana
Many people in India do not have access to normal banking services and do not even have a bank account due to which they cannot keep their money anywhere safely, but through this scheme even those who do not have a bank account can benefit from banking services through which they can Can manage their money well.
This is a great effort to connect people with technology and move forward.
Apply Online For Pradhanmantri Jan Dhan 2024
You must be a citizen of India.
You must be 10 years or older.
You should not have a bank account.
To open an account for Jan Dhan Yojana you have to go to the bank affiliated with this scheme and there you will fill the form and you will have to provide the necessary documents. You have to process as mentioned by the bank and your account will be opened.
List of banks associated with Pradhan Mantri Jan Dhan Yojana:
Private Sector Bank:
YES BANK LTD.
ICICI Bank Ltd.
Karnataka Bank Ltd.
ING Vysya Bank Ltd.
IndusInd Bank Ltd.
Kotak Mahindra Bank Ltd.
Federal Bank Ltd.
HDFC Bank Ltd.
Dhanlaxmi Bank Ltd.
Axis Bank Ltd.
Public Sector Banks:
Bank of Baroda (BoB)
Union Bank of India
Punjab & Sind Bank
Central Bank of India
Punjab National Bank (PNB)
Oriental Bank of Commerce (OBC)
Bank of India (BoI)
Bank of Maharashtra
State Bank of India (SBI)
Required Documents For Pradhanmantri Jan Dhan Yojana
National Rural Employment Guarantee Act (NREGA) Job Card
Voter ID Card
A photo identity card issued by Central or State Government Departments, Public Sector Undertakings, Scheduled Commercial Banks, Public Financial Institutions and statutory or regulatory authorities.
Attested photograph with letter from gazetted officer
Benefits of Pradhan Mantri Jan Dhan Yojana
An account will be opened for those who do not have a single bank account.
There is no requirement that the bank account opened under this scheme should have a minimum amount of Rs.
Rupay debit card will be provided.
An accident insurance cover of Rs 1 lakh is also available with the Rupay card issued to the account holders of this scheme. (Increased to Rs. 2 lakh for accounts opened under this scheme after 28.8.2018)
Overdraft (OD) facility up to Rs 10,000 is available to certain eligible holders.
Pradhan Mantri Jan Dhan Yojana accounts are eligible for Direct Benefit Transfer, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana, Atal Pension Yojana, Micro Units Development and Refinance Agency Bank Yojana.