Pradhan Mantri Jeevan Jyoti Bima Yojana, Registration, Eligibility, Benefits and Application Process
PMJJBY Insurance Yojana: Pradhan Mantri Jeevan Jyoti Bima Yojana has been launched by the Central Government on 9 May 2015 to provide policy benefits to the citizens of the country. The scheme is being offered by Life Insurance Corporation of India and other private insurance companies through public and private sector banks.
If the people participating under this scheme die due to any reason before the age of 55 years, their family nominee will get a compensation of Rs 2 lakh under Jeevan Jyoti Bima Yojana. The insurance will be provided by the government (so under this scheme, the nominee of his family will be provided with a life insurance of Rs. 2 lakh by his government.
Pradhan Mantri Jeevan Jyoti Bima Yojana Highlight
| યોજનાનું નામ | પ્રધાનમંત્રી જીવન જ્યોતિ વીમા યોજના |
| કોના દ્વારા શરૂ કરવામાં આવી | કેન્દ્ર સરકાર દ્વારા |
| યોજનાનો હેતુ | ગરીબ લોકો ને વીમો પ્રદાન કરવાનો |
| લાભાર્થી | ભારત દેશ ના નાગરિક |
| સત્તાવાર વેબસાઇટ | https://www.jansuraksha.gov.in/ |
Citizens should be minimum age of 18 years and maximum age of 50 years to take the policy plan.) is 55 years. Pradhan Mantri Jeevan Jyoti Bima Yojana is a very good initiative of Government of India, due to which not only poor and underprivileged people will get insurance, but also their children will get a lot of money from this scheme in future. Interested people are the beneficiaries of this Prime Minister Life of the country if you want to avail Jyoti Bima Yojana then they have to apply under this scheme.
PMJJBY Premium amount – PM Jeevan Jyoti Bima yojana Insurance premium
Under this plan, the policyholder has to deposit a premium of Rs 436 every year. Which will be auto-debited from the customer’s savings account in the month of May every year. Under this scheme, an affordable rate of premium is available to all citizens of almost all income groups including EWS and BPL The insurance cover under Pradhan Mantri Jeevan Jyoti Bima Yojana will start from 1st June of the same year and will last till 31st May next year. No medical examination is required to buy insurance in PMJJBY.
Purpose of Pradhan Mantri Jeevan Jyoti Bima Yojana
This is a very good scheme for country people who want to provide social security to their family even after they are gone. Under the scheme, an amount of Rs 2 lakh provided by the government will be given to the family of the policy holder. So that he can live his life well. Through this scheme Indian citizens are to be covered with PMJJBY. Only poor and underprivileged class will get insurance through this scheme.
Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits In Gujarati
Citizens of the country between 18 to 50 years can avail this scheme.
Under this scheme, after the death of the policy holder, the family of the policy holder can renew PMJJBY under this scheme from year to year. A member of this plan has to pay an annual premium of Rs 436. 2 lakh life insurance will be provided.
To avail the benefit of PMJJBY, the applicant has to apply under this scheme.
Annual installments under this scheme are paid before 31st May during each annual coverage period.
If the annual installment cannot be deposited before this date, the policy can be renewed by paying the full annual premium in lump sum along with self-declaration of good health.
Some Key Points of Jeevan Jyoti Insurance Scheme
You do not need to undergo any kind of medical examination to buy Pradhan Mantri Jeevan Jyoti Bima Yojana.
To buy PM Jeevan Jyoti insurance plan, your minimum age should be between 18 years to 50 years.
Maturity age of PMJJBY is 55 years.
This plan has to be renewed every year.
The sum assured under this scheme is ₹ 200000.
The registration period of PMJJBY is from 1st June to 31st May.
Claim cannot be made for 45 days after application. You can file a claim only after 45 days.
Eligibility of PMJJBY Insurance
Citizens taking policy under this scheme should be between 18 to 50 years of age only.
Under this TRAM plan, the policy holder has to pay a premium of Rs 436 per year.
Under this scheme it is mandatory for the policyholder to have a bank account because the amount given by the government will be directly transferred to the beneficiary’s bank account.
Customer shall maintain the required balance in the bank account at the time of Auto Debit on or before 31st May every year.
Jeevan Jyoti Insurance Scheme Documents
Aadhaar Card of the applicant
Credentials
Bank account passbook
mobile no
Passport size photograph
Also Read:
Pradhan Mantri Awas Yojana
Pradhan Mantri Kisan Samman Nidhi Yojana
Pradhan Mantri Shram Yogi Mandhan Yojana
PM Jeevan Jyoti Bima Yojana ends
Assurance on a member’s life may terminate for any of the following reasons.
In case of closure of bank account.
In case the premium amount is not available in the bank account.
On reaching the age of 55 years.
An individual can take Pradhan Mantri Jeevan Jyoti Bima Yojana from only one insurance company or only one bank.
How to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana?
The interested beneficiaries of the country who want to apply for the benefit of Jeevan Jyoti Bima Yojana, they have to go to the bank where they have their account and tell the bank officer to apply Pradhan Mantri Jeevan Jyoti Bima Yojana.
After that he will give you the Pradhan Mantri Jeevan Jyoti Bima Yojana form and then you have to fill the form and submit the form to the bank along with the required documents.
How to claim for PMJJBY scheme?
After the death of the insured person his nominee can claim under Jeevan Jyoti Bima Yojana.
After this, first of all, the policyholder’s nominee should approach the bank.
Then the nominee has to collect Pradhan Mantri Jeevan Jyoti Bima Claim Form and Discharge Receipt from the bank.
Then the nominee has to submit the claim form and discharge receipt form along with the photo of death certificate and canceled cheque.
Pradhan Mantri Jeevan Jyoti Bima Yojana Form Download Process
First of all you have to go to the official website of PMJJBY. https://jansuraksha.gov.in
Now the home page will open in front of you.
On the home page you have to click on the form option.
Now a new page will open on your screen.
On this page you have to click on PMJJBY option.
Now following options will open on your screen.
Application Forms
Claim Form
You have to click on the option as per your requirement.
After that you have to download the form.
This way you can download the form.
Procedure for Viewing Rules
First of all you have to visit the official website to see the rules of Jeevan Jyoti Bima Yojana.
Now the home page will open in front of you.
After that you have to click on the option of Rules.
Now a list of all rules will open on your screen.
You have to click on the option as per your requirement from this list.
Relevant information will be on your computer screen.
Pradhan Mantri Jeevan Jyoti Bima Yojana Helpline No
We have provided you all important information related to PMJJBY Scheme in this article. If you are still facing any problem then you can contact PMJJBY helpline number to solve your problem. The helpline number is 18001801111 / 1800110001.
Important Links for Pradhan Mantri Jeevan Jyoti Bima Yojana
| PMJJBY યોજના ઓફિસિયલ વેબસાઇટ | https://www.jansuraksha.gov.in |
| હેલ્પ લાઇન નંબર | 18001801111 / 1800110001 |